Terms of Service

1. Acceptance of Terms

By downloading, accessing, or using the Cloth Savvy mobile application, website, or any related services (collectively, the “Platform”), you agree to be bound by these Terms of Service (“Terms”). If you do not agree to these Terms, you must not access or use the Platform.

These Terms constitute a legally binding agreement between you (“User,” “you,” or “your”) and Horizon (“Cloth Savvy,” “we,” “us,” or “our”). If you are using the Platform on behalf of an entity, you represent and warrant that you have the authority to bind that entity to these Terms.

Last updated: July 29, 2026

2. Eligibility & User Representations

By using the Platform, you represent and warrant that:

• There is no age restriction for using the Platform. If you are under the age of 13, you must obtain consent from a parent or legal guardian before using the Service.
• You have the legal capacity to enter into a binding contract under Indian law.
• All information you provide during registration and use of the Platform is accurate, current, and complete.
• Your use of the Platform complies with all applicable local, state, national, and international laws and regulations.

3. Account Registration & Security

To access certain features of the Platform, you must create an account. You agree to:

• Provide accurate, current, and complete information during the registration process.
• Maintain the confidentiality of your login credentials and not share your account with any other person.
• Notify us immediately of any unauthorised use of your account or any other breach of security at horizon3833@gmail.com.
• Be responsible for all activities that occur under your account, whether or not you have authorised them.
• Not create multiple accounts for disruptive or abusive purposes.

We reserve the right to suspend or terminate your account if any information provided proves to be inaccurate, false, or misleading, or if you violate these Terms.

4. Description of Services

Cloth Savvy is an AI-powered personal styling platform that provides the following services:

• AI Outfit Generation: Generating complete outfit recommendations based on occasions, weather conditions, user preferences, and body measurements using AI (Groq).
• Complete My Look: Analysing uploaded clothing images and generating complementary outfit items to complete a look.
• Virtual Try-On (VTON): Visualising how outfits appear on user-provided photos using AI.
• Saved Outfits: Storing, organising, and browsing your saved outfits locally and in the cloud.
• Outfit Sharing: Generating shareable links for outfits to share with others.

We reserve the right to modify, suspend, or discontinue any aspect of the Platform at any time, with or without notice, and without liability to you.

5. AI-Generated Content & Disclaimers

Cloth Savvy uses artificial intelligence and machine learning models to generate outfit recommendations, descriptions, and visual renderings. You acknowledge and agree that:

• AI-generated content is provided for inspiration and reference purposes only. It is not professional fashion advice, and we make no guarantees regarding the accuracy, suitability, or appropriateness of any AI-generated recommendations.
• AI-generated mannequin renders and virtual try-on images are artistic interpretations. Colours, fits, textures, and proportions may differ from real-world garments.
• The AI models may produce results that are unpredictable or do not match your expectations. We are not responsible for any decisions you make based on AI-generated content.
• We continuously work to improve our AI models, but we do not guarantee that the AI features will be error-free, uninterrupted, or produce the desired results.

6. User Content & License

The Platform allows you to upload, submit, store, and share content including but not limited to photographs of clothing items, profile photos, outfit descriptions, and personalisation data (“User Content”).

6.1 Your Ownership

You retain all ownership rights to your User Content. We do not claim ownership over any User Content you upload or submit to the Platform.

6.2 License to Us

By submitting User Content to the Platform, you grant us a non-exclusive, royalty-free, worldwide, sub-licensable licence to use, reproduce, modify, adapt, publish, and display such User Content solely for the purpose of providing, improving, and personalising the Platform services to you. This licence terminates when you delete your User Content or your account, except to the extent that we are required to retain copies for legal compliance or technical backups.

6.3 Your Warranties

You represent and warrant that: (a) you own or have the necessary licences, rights, consents, and permissions to submit your User Content; (b) your User Content does not infringe the intellectual property rights, privacy rights, or other rights of any third party; and (c) your User Content complies with these Terms and all applicable laws.

6.4 Prohibited Content

You agree not to upload, share, or generate User Content that:

• Is illegal, obscene, defamatory, threatening, or harassing
• Depicts nudity, sexual acts, or explicit material
• Infringes any third-party intellectual property rights
• Contains malware, viruses, or malicious code
• Depicts violence, self-harm, or harmful activities
• Impersonates any person or entity
• Violates any applicable Indian law or regulation

7. Intellectual Property Rights

The Platform, including its source code, design, layout, graphics, logos, brand name, AI models, algorithms, and all other content not provided by users (collectively, the “Cloth Savvy IP”), is the exclusive property of Horizon and is protected by Indian and international intellectual property laws.

You may not:

• Copy, reproduce, distribute, or create derivative works of Cloth Savvy IP without our prior written consent
• Reverse engineer, decompile, or disassemble the app or any of its components
• Remove, alter, or obscure any copyright, trademark, or proprietary notices
• Use the Cloth Savvy name, logo, or brand in any way that suggests endorsement or affiliation without permission
• Sublicense, sell, rent, lease, or transfer access to the Platform to any third party

The “Cloth Savvy” name, logo, and related branding are proprietary marks. Unauthorised use is strictly prohibited.

8. Payments, Subscriptions & Credits

8.1 General

Certain features of the Platform require payment. We use Razorpay as our payment processor. All payments are processed in Indian Rupees (INR) and are subject to applicable taxes.

8.2 Credit Packs

Credit packs allow you to purchase a fixed number of uses for certain AI features (e.g. outfit generation, virtual try-on). Credits are non-refundable and non-transferable. Unused credits do not expire unless explicitly stated at the time of purchase.

8.3 Subscriptions

Premium subscriptions provide unlimited or discounted access to certain features for the duration of the subscription period. Subscriptions auto-renew unless cancelled before the renewal date. You may cancel your subscription at any time through the app settings, but no refunds will be provided for the remaining period of an active subscription.

8.4 Refund Policy

All purchases are final and non-refundable, except where required by applicable Indian consumer protection law or in cases of technical error on our part. If you believe you are entitled to a refund, please contact us at horizon3833@gmail.com.

9. Acceptable Use & Conduct

You agree to use the Platform only for lawful purposes and in accordance with these Terms. You agree not to:

• Use the Platform in any way that violates any applicable Indian law or regulation, including the Information Technology Act, 2000.
• Attempt to gain unauthorised access to, interfere with, damage, or disrupt any parts of the Platform, servers, or networks connected to the Platform.
• Use any robot, spider, scraper, or other automated means to access the Platform for any purpose without our express written permission.
• Introduce any viruses, trojan horses, worms, logic bombs, or other material that is malicious or technologically harmful.
• Generate excessive API requests or abuse the AI generation features beyond reasonable usage limits (to be determined at our sole discretion).
• Use the AI generation features to create harmful, misleading, or deceptive content.
• Impersonate or attempt to impersonate another user, person, or entity.

10. Privacy

Your use of the Platform is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy to understand our data collection, use, and protection practices.

11. Disclaimers & Limitation of Liability

11.1 Disclaimer of Warranties

THE PLATFORM IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

We do not warrant that: (a) the Platform will meet your specific requirements; (b) the Platform will be uninterrupted, timely, secure, or error-free; (c) the results obtained from the Platform will be accurate or reliable; (d) the quality of any products, services, information, or other material obtained through the Platform will meet your expectations; or (e) any errors in the Platform will be corrected.

11.2 Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE INDIAN LAW, IN NO EVENT SHALL HORIZON, ITS DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF OR INABILITY TO USE THE PLATFORM.

Our total liability to you for any claim arising out of or relating to these Terms or the Platform shall not exceed the greater of: (a) the amount you have paid us in the 12 months preceding the event giving rise to the liability; or (b) ₹100 (Indian Rupees One Hundred Only).

12. Indemnification

You agree to indemnify, defend, and hold harmless Horizon and its affiliates, officers, directors, employees, and agents from and against any and all claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable legal fees) arising out of or relating to:

• Your use of the Platform in violation of these Terms
• Your User Content that infringes any third-party rights
• Your violation of any applicable law or regulation
• Any dispute between you and another user of the Platform

13. Termination

13.1 Termination by You

You may terminate your account at any time by using the “Delete Account” feature in the app settings. Upon deletion, your account, profile data, saved outfits, AI generations, and other personal data will be permanently removed from our servers, subject to the retention of your email in a recently-deleted registry for 30 days as a security measure.

13.2 Termination by Us

We reserve the right to suspend or terminate your account or access to the Platform at any time, without prior notice or liability, if:

• You breach any provision of these Terms
• Your conduct could harm other users, third parties, or us
• We are required to do so by law
• We decide to discontinue the Platform (with reasonable notice where practicable)

13.3 Effect of Termination

Upon termination, your right to use the Platform ceases immediately. Sections 5 (AI Content), 6 (User Content), 7 (Intellectual Property), 11 (Disclaimers), 12 (Indemnification), and 15 (Governing Law) shall survive termination.

14. Governing Law & Dispute Resolution

14.1 Governing Law

These Terms shall be governed by and construed in accordance with the laws of the Republic of India, including the Indian Contract Act, 1872, and the Information Technology Act, 2000, without regard to its conflict of law principles.

14.2 Dispute Resolution

Any dispute, controversy, or claim arising out of or relating to these Terms or the Platform shall first be attempted to be resolved through informal negotiation. If the dispute cannot be resolved within 30 days of one party notifying the other in writing, the dispute shall be resolved by binding arbitration in accordance with the Arbitration and Conciliation Act, 1996.

The arbitration shall be conducted in English, seated in Bengaluru, Karnataka, India, by a sole arbitrator appointed by mutual agreement of the parties. The decision of the arbitrator shall be final and binding on both parties.

14.3 Jurisdiction

Subject to the arbitration clause above, the courts in Bengaluru, Karnataka, India shall have exclusive jurisdiction over any matters arising out of these Terms.

15. Changes to These Terms

We reserve the right to modify these Terms at any time. If we make material changes, we will notify you by posting the updated Terms on the Platform and updating the “Last updated” date. Your continued use of the Platform after the effective date of the changes constitutes your acceptance of the revised Terms.

If you do not agree to the revised Terms, you must stop using the Platform and delete your account.

16. General Provisions

• Entire Agreement: These Terms, together with our Privacy Policy, constitute the entire agreement between you and Horizon regarding your use of the Platform, superseding any prior agreements.
• Severability: If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.
• Waiver: Our failure to enforce any right or provision of these Terms shall not be deemed a waiver of such right or provision.
• Assignment: You may not assign or transfer these Terms or your rights hereunder without our prior written consent. We may assign or transfer these Terms without restriction.
• Notices: We may provide notices to you via the email address associated with your account or through the Platform itself.
• Force Majeure: We shall not be liable for any failure or delay in performing our obligations where such failure or delay results from any cause beyond our reasonable control, including acts of God, war, civil unrest, strikes, or telecommunications outages.

17. Contact Information

If you have any questions about these Terms, please contact us: